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- The coverage expansions reduced uninsurance rates, especially relative to earlier forecasts; improved access to care; and lowered out-of-pocket spending. The insurance market reforms also made it easier for people to get and stay enrolled in coverage and ensured that those who were insured had true financial risk protection.
www.healthaffairs.org/doi/10.1377/hlthaff.2019.01448Did The ACA Lower Americans’ Financial Barriers To Health Care?
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Mar 23, 2022 · Health plans can’t deny you coverage because you have a pre-existing condition. Dollar limits for essential health benefits have been banned. You can get preventive care without having to pay out of pocket. And more importantly, the ACA ensures all Americans have access to health coverage.
- 20 million fewer Americans are uninsured. The ACA generated one of the largest expansions of health coverage in U.S. history. In 2010, 16 percent of all Americans were uninsured; by 2016, the uninsured rate hit an all-time low of 9 percent.
- The ACA protects people with preexisting conditions from discrimination. Prior to the ACA, insurers in the individual market routinely set pricing and benefit exclusions and denied coverage to people based on their health status, a practice known as medical underwriting.
- Medicaid expansion helped millions of lower-income individuals access health care and more. To date, 36 states and Washington, D.C., have expanded Medicaid under the ACA, with 12.7 million people covered through the expansion.
- Health care became more affordable. The ACA’s signature health insurance marketplaces—portals for people purchasing coverage on their own—launched in fall 2013 and made financial assistance for private coverage newly available.
- Administrator Views on FQHC Patients’ Ability to Gain Coverage
- Challenges of Newly Insured Patients to Access Primary Care Services from FQHCs
- Challenges of Newly Insured Patients’ Access to Secondary Care Services
All the interviewed FQHC administrators had positive views on expanding Medicaid to cover more low-income uninsured adults. Arizonan and Californian administrators were particularly positive about Medicaid expansion, as their state enacted the provision. Most administrators from AZ and CA estimated that the program’s expansion increased their sites...
All the administrators in the three states viewed the Medicaid program as an effective form of coverage for their low-income patients. It enabled beneficiaries to access preventative and primary care services with no, or limited, out-of-pocket expenses. However, Arizonan and Californian administrators were concerned that fewer non-FQHC primary care...
Most of the administrators discussed struggling to refer their newly insured patients to secondary care because of the large volume of need. CA Manager 4, in agreement with the perspectives of the other administrators in AZ and TX, stated: This study found that some newly insured patients’ coverage plan restricted their ability to access secondary ...
- Angelo Ercia
- aenercia06@gmail.com
- 2021
Since 2010, The ACA has given more than 40 million Americans access to health care, expanded Medicaid to 40 states to cover 21 million low-income adults under 65, and protected as many as 133 million with pre-existing conditions from losing their health insurance.
Dec 29, 2019 · Key Points. The 900-page-plus bill aimed to curb swelling health-care costs, increase quality and flip more than 30 million Americans from uninsured to insured. What happened next, of course,...
One of the key goals of the Affordable Care Act (ACA) was to improve health outcomes by expanding insurance coverage to millions of Americans.
Mar 18, 2022 · The Affordable Care Act (ACA) was signed into law on March 23, 2010. Since then, the law has led to an historic expansion of health insurance coverage across all states and all demographic groups within the U.S. This Briefing Book features key findings from two dozen reports published in 2021-2022.
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