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  1. If you are in the position to pay your annual home insurance premium in a lump sum rather than over 12 months, your insurance provider might offer you a pay-in-full discount. While you can pay your home insurance premiums monthly, you can actually save money if you do it once a year instead. Individual discounts Mature homeowner discount

  2. If you have the money available to pay for a year upfront, it’s a quick and easy way to save on your home insurance immediately. #10 Non-Smoker Discount Because homes owned by smokers may be more susceptible to fires, smokers often pay higher deductibles and premiums.

  3. Jun 23, 2022 · How to get this home insurance discount: If you own more than one property and insure them all with the same home insurance provider, you could be eligible for a discount on your premium. 8. Mortgage-free discount How to get this home insurance discount: If you manage to pay off your mortgage, you should let your home insurance provider know ...

    • Lisa Coxon
  4. While the list above shows some of the most common ways to save money on home insurance, there are other things that also allow you to reduce your costs. Here are some other strategies to lower your home insurance premiums: Being a mature client. If you’re 55 or older, you may qualify for a discount on your home insurance.

  5. How to get the best homeowners insurance discounts. Whether you are shopping for home insurance in Ontario or anywhere else in Canada, following these steps will help you save the most: Educate yourself about popular home insurance discounts: Being an educated consumer puts you in a position to make the best decisions possible. Take time to ...

  6. Auto and Property Insurance are underwritten by CAA Insurance Company. 1 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.

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  8. Not all products are available in all provinces. Savings vary based on each individual’s insurance profile and are not guaranteed. Savings vary by province. 1 The advertised offer includes a welcome discount for new home insurance clients and is available only for homeowners (excluding condominiums, mobile homes, seasonals and rented ...

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