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  2. How and when to file an accident report. Following an accident, you must file a report with your broker, agent or insurance company within seven daysor as quickly as possible after that. Failing to report within a reasonable amount of time may result in your claim not being honoured.

  3. If you decide to make a claim, contact your insurance agent, broker or company as soon as possible. Most insurance companies have time limits within which you must submit your claim. The limit usually varies from 90 days to 12 months from the date of the loss or event.

  4. You might have difficulty processing a claim if you are late contacting your insurer, or if you are found withholding details. If your claim is valid, your insurance company must settle it within the time limits stated in your policy .

  5. How Long Do I Have to File A Claim? You must report any 'incidents' involving the drivers or vehicles listed on your policy to your insurance company. The Statutory/General conditions set out in the Standard Automobile Policy in each province outline when an 'incident' should be reported.

  6. www.icbc.com › claims › repair-replaceCollision claims - ICBC

    May 1, 2021 · For an accurate estimate of how your premiums may be affected after a crash, you need to be within six weeks of your insurance renewal, which is when you receive your insurance renewal reminder. Find out more about drivers, experience, and crash history .

  7. Let's break these down: Deductible: This is the amount you pay out of pocket before your insurance coverage kicks in. For instance, if your deductible is $500 and the repair costs are $2,000, you'll pay $500, and your insurance will cover the remaining $1,500. Premium: This is the amount you pay for your insurance policy.

  8. Time limits for suing. If you wish to sue the other “at-fault” driver, you first must give written notice of your claim within 120 days of the accident. You will then have up-to two years to bring your lawsuit.

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