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  1. Nov 10, 2024 · The average cost of homeowners insurance in North Carolina in 2024 is $3,383 — $960 higher than the national average of $2,423. Aside from the coverage you get, credit rating has the largest impact on premiums, with the difference between the lowest and highest premium amounts reaching $5,613 on average. If your rates have recently increased ...

  2. Aug 1, 2024 · The average cost of homeowners insurance in North Carolina is $129 per month or $1,545 per year for $300,000 in dwelling coverage (that’s the type of coverage that protects your actual house), according to our latest insurance pricing analysis. But rates have likely gotten more expensive for many North Carolina homeowners.

  3. Feb 21, 2024 · The average cost of homeowners insurance in North Carolina is $2,689 per year for the coverage limits of $300,000 dwelling coverage and $100,000 liability with a $1000 deductible. However, if you increase the dwelling coverage from $300,000 to $400,000, you will pay $3,226 per year for homeowners insurance in North Carolina for $100,000 in ...

  4. Nov 1, 2024 · The average cost of home insurance in North Carolina is $1,545 per year, but rates have gone up for many homeowners. According to our Policygenius Home Insurance Pricing Report, people who renewed their coverage in 2023 were hit with an average premium increase of 19% compared to the year before. Unfortunately, rates in North Carolina will ...

  5. Nov 10, 2024 · Average Cost of Home Insurance in North Carolina. According to MoneyGeek’s data, North Carolina is currently ranked 26th out of 50 states in terms of affordability for $250,000 of dwelling coverage, which is slightly more affordable than average. Most North Carolina homeowners pay an average annual premium of $2,114.

  6. 3 days ago · The average cost of homeowners insurance in North Carolina is $2,435 per year, or about $203 a month, for $300,000 in dwelling coverage. North Carolina homeowners insurance is, on average, more ...

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  8. Nov 6, 2024 · Many home insurers in North Carolina offer average rates much cheaper than the state average, including State Farm ($720 per year), Bankers Insurance Group ($1,043 per year), and Unitrin ($1,191 per year). Homeowners insurance in North Carolina is $286 lower than the national average for a policy with $300,000 in dwelling coverage and a $500 ...

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