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  1. Jun 25, 2024 · Here are the steps you should take if you find your sewer backing up: 1. Diagnose and clear blockages. Once you realize that there is a water backup, check all of your sinks, toilets and wastewater pipes to locate any blockages. Try not to use your sinks or toilets until the blockage is cleared.

  2. Oct 18, 2022 · A sewer backup is not the same as basic water damage. Water damage usually refers to damage from a leaky or burst pipe or from a leak in the roof. If the water comes into your home from above, it is probably water damage. If it comes up through the drains, it is a sewer backup and a very different issue in terms of your insurance.

  3. Dec 21, 2016 · A backup is different from an overflow. An overflow occurs when there’s a blockage in the plumbing system. When the toilet is flushed, there’s nowhere for the water to go due to the blockage, so the toilet bowl overflows. The water that’s causing damage never enters the sewer system. An overflow can also occur when there’s blockage ...

  4. 3 days ago · Dealing with Water Damage. Addressing water damage after a sewer backup can prevent mold growth and structural issues. Quick action can also minimize long-term damage and restoration costs. Removing Standing Water. The first step in dealing with water damage is removing any standing water, which should be done within the first 48 hours.

  5. Nov 16, 2023 · The average cost of adding sewer backup coverage to your insurance policy is between $150-$300 per year. But, it depends on where you live. In an area with a high frequency of claims (such as Black Creek and Eglinton in Toronto), the yearly cost can be as high as $700 annually for a Toronto home insurance policy.

    • Jordan Lavin
  6. Short Summary. Common causes of sewer backups include clogged pipes, tree root intrusion, damaged sewer pipes and heavy rainfall. Regular inspections, maintenance and disposal of materials can help prevent sewers from backing up. Professional services such as hydrojetting and video inspection are recommended for optimal performance in plumbing ...

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  8. Sep 19, 2024 · Sewer backup insurance financially protects you against damage caused by water backing up into your home from sewers, floor drains, or septic tanks. In Canada, insurers typically offer it to homeowners, condo owners, and tenants as an optional coverage. This means that in order for any damages or losses caused by a sewer backup to be covered ...

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