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1. www.reddit.com › r › PersonalFinanceCanadaDoes it make sense to purchase a phone instead of renting it ...

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   Yes of course buying a phone is cheaper than renting one. In particular, use Koodo / Fido / Virgin Mobile (or another discount carrier) and you can Bring your Own Phone and get 12 GB for $40/mo. The only time using Rogers/Telus/Bell "starts to" make sense is when you have a family with 4 or more phone lines on the same plan.

2. www.reddit.com › r › PersonalFinanceCanadabuying a phone outright vs get on a contract : r ... - Reddit

   www.reddit.com › r › PersonalFinanceCanada

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   The cheapest plan they offer online as a new customer is $70 a month so over 2 years you would pay ~$2800, with your current plan you would pay $600 over the same period (taxes not included). 9 times out of 10 the phone is on a substantial sale from the bigger telecom stores. Android phones are almost always on sale.

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4. moneygenius.ca › blog › finance-or-buy-cell-phoneCell Phone Financing: Is It Better To Buy The Phone Outright?

   moneygenius.ca › blog › finance-or-buy-cell-phone

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   • Buying A Phone Outright vs. Cell Phone Financing
   • Is It Cheaper to Buy A Phone Outright Or Finance It?
   • Cell Phone Financing Options in Canada

   Let's look at the pros and cons of buying a phone vs. financing it through a provider: The bottom line is: If you don’t have upwards of $2,000 hanging around, you can't afford the new iPhone or Samsung Galaxy. So the reason people buy into the 2-year plan is to make that large payment feel like it disappeared. People feel like they can afford an ex...

   See full list on moneygenius.ca

   Though this would be a major pro for buying a phone instead of financing, there actually isn't much of a price difference when you compare the costs of buying a phone or financing it. These days, when you finance your phone, the payment is simply split across your monthly bills – there aren't really any tricks involved here. That said, you can defi...

   See full list on moneygenius.ca

   If you’re leaning toward financing your cell phone, here are some financing options and tips to help you find the best cell phone payment plan.

   See full list on moneygenius.ca

5. www.whistleout.ca › CellPhones › GuidesChoosing to Finance, Tab, Lease or Buy Your Cell Phone ...

   www.whistleout.ca › CellPhones › Guides

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   Nov 30, 2023 · We usually recommend Bring Your Own Phone (BYOP) plans because they are often cheaper than plans that include a new phone (by at least $10/month). Buying a smartphone outright gives you more options. You can buy from the carrier, a manufacturer like Google and Apple, or a third-party storefront online or like those shops you see in the mall.

   • You can finance a phone without a plan from smartphone manufacturers (like Apple, Google, or Samsung) but carriers require you to activate a mobili...
   • Yes, you can finance a phone with no money down. Carriers are always offering $0 down plans that allow you to avoid paying upfront.
   • No, you can't finance a phone without a credit check. Many prepaid carriers, like Lucky Mobile, allow you to purchase phones and activate plans wit...

6. www.comparecellular.com › guides › leasing-vs-buyingLeasing vs. Buying a Phone - CompareCellular.com

   www.comparecellular.com › guides › leasing-vs-buying

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   Jul 13, 2020 · Higher monthly bill. Must pay off full cost of phone before switching carriers. Leasing. Upgrade regularly. Cheaper overall. Better deals compared to outright purchases. Don’t own your phone at the end of the lease; required to pay a buyout price to keep phone.

   • Author: Adam Harley

7. www.cellphones.ca › cell-phones › pBuy, Lease or Finance: What’s the Best Way to Pay for Your ...

   www.cellphones.ca › cell-phones › p

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   Mar 5, 2019 · Can turn into a cycle of never-ending payments. Locks you to a specific service provider. Can’t resell your phone unless you pay the full balance. Can cause issues if your phone is lost, stolen, or damaged. Credit inquiry will appear on your credit report. Leasing is tricky because it gives your carrier the advantage.

8. People also ask

   Is buying a phone cheaper than renting?

   • 90% of the time it makes more sense to finance at no interest through the carrier to get their hardware discounts over purchasing outright. Yes of course buying a phone is cheaper than renting one. In particular, use Koodo / Fido / Virgin Mobile (or another discount carrier) and you can Bring your Own Phone and get 12 GB for $40/mo.

   Does it make sense to purchase a phone instead of renting it ... - Reddit

   www.reddit.com/r/PersonalFinanceCanada/comments/rye9q5/does_it_make_sense_to_purchase_a_phone_instead_of/

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   Should I buy or rent a phone?

   • If u are anyway going to opt for that plan, it should be fine to go in contract. If you have wifi at home and office, it is better to buy the phone outright and go with a minimum monthly plan like for $25. E.g. If you go for a $45 plan to be eligible for renting, the excess you are paying is 20 * 24 = $480 in two years which is wasteful.

   Does it make sense to purchase a phone instead of renting it ... - Reddit

   www.reddit.com/r/PersonalFinanceCanada/comments/rye9q5/does_it_make_sense_to_purchase_a_phone_instead_of/

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   Is buying a phone cheaper than buying outright?

   • Between the gift card, plan deals, phone credits and resale of my previous iPhone, it’s far cheaper than buying outright and getting a cheap plan. How many boyfriends do you go through a year? I Just need that so I can figure out the timeline. That highly depends on the phone you want and the amount of the contract.

   buying a phone outright vs get on a contract : r ... - Reddit

   www.reddit.com/r/PersonalFinanceCanada/comments/14a55di/buying_a_phone_outright_vs_get_on_a_contract/

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   Should you lease or buy a phone?

   • Many carriers offer a form of leasing to help reduce the upfront and monthly cost of premium smartphones. Sign a two-year contract and the carrier will reduce the cost of your phone, sometimes by several hundred dollars. At the end of your contract, you either hand back the phone or pay the balance and keep it.

   Choosing to Finance, Tab, Lease or Buy Your Cell Phone Outright

   www.whistleout.ca/CellPhones/Guides/finance-tab-lease-buy-outright-smartphone

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   Should you buy or finance a cell phone?

   • Financing a cell phone can get you a new device at a lower upfront cost, but you’ll be locked into a contract. Buying a phone outright is a large initial investment, but comes with lower monthly bill payments. The cost of buying and financing a phone are the same because most phone plans offer 0% financing.

   Cell Phone Financing: Is It Better To Buy The Phone Outright?

   moneygenius.ca/blog/finance-or-buy-cell-phone

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   How much does it cost to lease a phone?

   • With leasing you save $300 upfront and only pay $37.50/month. After two years you can pay $300 and keep the device or hand it back and buy a new phone. If your phone has any damage (like a cracked screen), you will have to pay a penalty upon return. This means you should be prepared to pay off the full price at the end of your contract.

   Choosing to Finance, Tab, Lease or Buy Your Cell Phone Outright

   www.whistleout.ca/CellPhones/Guides/finance-tab-lease-buy-outright-smartphone

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9. www.investopedia.com › pros-and-cons-of-smartphonePros and Cons of Smartphone Leasing - Investopedia

   www.investopedia.com › pros-and-cons-of-smartphone

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   Feb 21, 2024 · Key Takeaways. Premium smartphone models can easily sell for $1,000 or more on average. Leasing a smartphone offers the benefit of being able to upgrade to the latest models regularly without ...