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  1. Apr 28, 2023 · Should a Christian mortgage a home? Answer. A mortgage is a legal agreement in which a person borrows money to buy property (such as a house) and pays back the money with interest. Most homes in America are obtained through mortgages, since the purchase price of most livable houses is far outside the financial means of most home buyers.

    • Is Debt Considered Sinful?
    • Are We Cautioned Against Going Into Debt?
    • Is It OK For A Christian to Have Debt?

    The first question that I think we should consider is whether or not going into debt can be considered a sin. From the verses that I’ve read I don’t think that we can say that it is. There are several verses that talk about debt and repaying debt, and in none of them that I can find anything that being in debt is a sin, or that it is sinful to be i...

    Even if it isn’t sin to go into debt, are we cautioned in the bible about the pitfalls of taking on debt? I think we are: The bible in numerous instances cautions us about the dangers of debt. It tells us about how being a borrower puts you in a power relationship with the lender, and you become slave to that debt and lender. It tells us that by ta...

    Here’s where it gets a bit tricky – the question of whether or not it is ever OK for a Christian to take on debt. While I think not using debt is preferable if possible, in some cases I think it’s OK to take on debt. You just need to be sure that the debt isn’t restricting your service to God in any way, and that it isn’t debt in order to facilitat...

  2. Feb 4, 2017 · The Bible teaches that it is all right to borrow money on an appreciating asset. It is not all right to go into debt for depreciating items like cars and refrigerators. A house can be a great asset and a marvelous investment. But remember, houses can go up and down in value.

    • Roger Barrier
  3. Sep 23, 2013 · He says to himself, “ Soul, You’ve stored up plenty of good things for many years. Take it easy ” (Luke 12:19). Then God comes along and says, “ Tonight your soul is required of you.”. What if God were to return the day their mortgage is fully paid. I think he’d say, “ You have seven million dollars buried in your building; of ...

  4. Jun 26, 2018 · A mortgage is a form of personal debt. In the Law, the Lord allowed Israel to incur debts and extend credit to one another so long as they didn’t charge usury interest (e.g., Exodus 22:25; Leviticus 25:36). But Jews could charge interest on a loan made to a Gentile (see Deut 23:20). Christians are not under the Mosaic Law so these rules do ...

  5. A mortgage is a legal agreement in which a person borrows money from a lender to purchase a property, such as a house. The borrower then repays the loan along with interest over a specified period, usually 15 to 30 years. Mortgages enable individuals to buy homes that would otherwise be unaffordable.

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  7. Jan 30, 2024 · The question of whether a Christian should take out a mortgage to purchase a home is one that does not have a definitive yes or no answer according to the Bible. There are good arguments on both sides of the issue that thoughtful Christians have considered when making this decision for their families.

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