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If your dispute is rejected or simply ignored, it’s time to discuss your situation with an experienced lawyer who is familiar with the laws that apply to credit card dispute resolutions. Credit card fraud, identity theft, and billing mistakes happen every day.
We consider these rules, protections and obligations when we investigate and work to settle cases involving disputed credit card charges. Our approach. Disputes relating to credit card charges are among the most common banking complaints consumers bring to OBSI.
You’re looking over your monthly credit card statement and you notice a mistake or an unauthorized charge. Learn your rights and what to do to dispute a credit card bill.
Jun 11, 2024 · The short answer is yes, in some circumstances, you can dispute credit card charges you willingly made and paid for. This is in accordance with the Fair Credit Billing Act , which affords consumers some protections regarding their credit purchases.
May 30, 2023 · A lawyer can raise any defenses you have in court, negotiate with the creditor to settle the debt, and inform you of your rights and responsibilities. Below are some situations where you should consider hiring or consulting with an attorney if your credit card company files a lawsuit against you.
Visa, Mastercard, American Express and Interac have committed to protect you against financial loss if someone uses your credit or debit card without your permission. You’re responsible for taking reasonable care to keep your account information and personal identification number (PIN) safe.
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Should I hire a lawyer if my credit card company files a lawsuit?
When to contact a lawyer for credit card dispute situations?
How long do I have to dispute a credit card charge?
How do I dispute a credit card charge?
What happens if a credit card charge is disputed?
Why do consumers dispute credit card charges?
Apr 24, 2024 · 1. Don’t delay. You may have just 60 days from the time you receive your credit card bill to dispute a charge. So keep close tabs on your statements and check carefully for suspicious transactions. Signing up for purchase alerts can help. 2. Do double-check. If you don’t recognize a charge, take the time to review the details.