Search results
Aug 21, 2024 · Home Depot® Credit Card Requirements: Credit score requirement: A credit score of 640+ (fair credit). Age requirement: Must be at least 18 years old. If you’re under 21 years old, you must have proof of independent income or a co-signer. Residency requirement: You must be a U.S resident.
- Home Depot Credit Card Requirements for Approval - WalletHub
You'll need at least fair credit (a credit score of 640+)...
- Home Depot Credit Card Requirements for Approval - WalletHub
If not, interest will be charged at an Interest Rate of 21.5%^ per annum in accordance with the Consumer Cardholder Agreement. ˄ If your account was opened prior to March 15, 2020, interest will be charged at a Credit Rate of 23.25% per annum in accordance with your Consumer Cardholder Agreement.
Manage My Account. Available Credit Offers. Prequalify in under 60 seconds with no impact to your credit score. 0% APR for 6 months while you shop. Then take up to 5 years at 13.99% APR to pay off your purchases. No prepayment penalty. Minimum spend and payment required. CARD FAQ. 1-866-207-3933.
Apr 19, 2024 · 3. It’s good for frequent large purchases. With the Home Depot credit card, you receive six months of special financing on purchases of $299 or more before the 17.99%–29.99% annual percentage rate (APR) kicks in. Special financing means you don’t have to pay interest on a large purchase as long as you pay the amount in full by the time ...
Feb 14, 2024 · You'll need at least fair credit (a credit score of 640+) for approval. If you have fair credit, you may end up with an APR on the higher end of the range. It's worth mentioning that the Home Depot® Credit Card offers a financing offer of 0% for 12 - 24 months on purchases. However, it's a deferred interest offer, rather than a true 0% APR ...
Oct 12, 2023 · Editor’s Rating. 1.5 / 5. Bottom Line The Home Depot® Credit Card can be good for paying off large purchases over time. Unlike most store credit cards, it doesn’t give ongoing rewards, but it does offer an introductory APR of 0% for 12 - 24 months on purchases. This is deferred interest, though, and the regular APR is 29.99%.
People also ask
What credit score do I need for a Home Depot credit card?
What is a Home Depot credit card?
What is the Home Depot credit card interest rate?
How much can you get with a Home Depot credit card?
Should I apply for a Home Depot credit card?
What is the Home Depot credit card intro Apr?
Nov 15, 2023 · Minimum Credit Score for a Home Depot Credit Card. The recommended minimum credit score for the Home Depot credit card is 640. Although this guideline can help you gauge your eligibility, it’s crucial to remember that credit scores are just one piece of the puzzle.