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Those are the rules. A person outside of Canada is not entitled to EI benefits, per s. 37(b) of the Employment Insurance Act with few exceptions (mostly related to health, funerals or bona fide job opportunities in other countries). Also, you would need a work permit to work in another country, even if it’s remote work for a Canadian company.
While on pension and benefits While on pension and benefits; Overview. If you have lived or worked in Canada and in another country, or you are the survivor of someone who has lived or worked in Canada and in another country, you may be eligible for pensions and benefits from Canada and/or from the other country because of a social security ...
Dec 7, 2018 · Your ei payments will stop during the period that you state you are out of the country. Upon your return to Canada you will be eligible for ei payments to restart. You will need to file a report online every two weeks whether in or out of the country for your claim to stay active.
- On this page
- Your first payment
- Receiving your OAS pension outside of Canada
- Old Age Security pension payments are taxable income
- If your situation changes
•Your first payment
•Receiving your Old Age Security pension outside of Canada
•Old Age Security pension payments are taxable income
•If your situation changes
You will receive your first Old Age Security (OAS) payment either:
•the month after you turn 65
•the specific date that you’ve chosen
The Benefits payment calendar has details of the exact date Old Age Security payments are made.
You can qualify to receive Old Age Security pension payments while living outside of Canada if one if these reasons applies to you:
•you lived in Canada for at least 20 years after turning 18
•you lived and worked in a country that has a social security agreement with Canada. The time you lived or worked in that country and Canada must be at least 20 years
If you do not qualify to receive your Old Age Security pension while outside of Canada, your payments will stop if you are out of the country for more than 6 months after the month you left.
Your Old Age Security pension payments are taxable income. Taxes aren’t automatically deducted each month. You can ask that federal income tax be deducted from your monthly payment by:
•signing into your My Service Canada Account or
•completing the Request for voluntary Federal Income tax Deductions CPP/OAS form (ISP-3520OAS) form and mailing it to us or dropping it off at a Service Canada office
If you do not ask for monthly tax deductions, you may have to pay your income tax each quarter. For more information, contact the Canada Revenue Agency (CRA) Tax Services Office.
Taxes if you live outside Canada
If you live outside Canada and are not considered a Canadian resident for income tax purposes, we withhold a non-resident tax from your monthly Old Age Security payments. The tax rate is 25% unless reduced or exempted by a tax treaty between Canada and your country of residence. If you have tax-related questions, contact Canada Revenue Agency's International Tax Services Office.
If your personal information or marital status changes
You must contact us if: you change your address or phone number you get married you enter into a common-law union you divorce or separate your spouse or common-law partner dies a beneficiary dies If you have an address outside of Canada, you will only be able to view your information online. It is not yet possible to change the information for foreign addresses and direct deposit online. Contact us to update your account information.
If you want to cancel or delay your Old Age Security payments
If you have been receiving Old Age Security for less than 6 months, you can ask us to cancel or delay your first payment. Write to us within 6 months of receiving your first payment. From the date your request is granted, you have 6 months to repay any amounts that you received and any related benefits you and/or your spouse or common-law partner received. You can re-apply at a later date and receive an increased Old Age Security pension.
If you leave Canada for more than 6 months
If you do not qualify for receiving Old Age Security outside Canada, your payments will stop if you are out of the country for more than 6 months after the month you left. You cannot collect the Guaranteed Income Supplement if you are outside of Canada for more than 6 months. If you plan to be absent from Canada for more than 6 months, you must contact us to avoid an overpayment. Service Canada compares information with the Canada Border Services Agency. If you leave Canada for more than 6 months while collecting Old Age Security, we’ll determine if you’re eligible to those payments. If not, we’ll calculate how much we have overpaid you, and you will then have to repay that amount. Note: You could be fined for giving false, misleading, or purposely omitted information. You can also come forward to correct wrong or incomplete information or to give important information that you haven’t already shared with Service Canada. Learn about Penalties, Interest and Disclosure Policy.
Canadians travelling extensively, living or working abroad may still have to pay Canadian and provincial or territorial income taxes. Lived or living outside Canada - Pensions and benefits. Information on eligibility for pensions and benefits from Canada and other countries because of social security agreements.
Feb 4, 2022 · You’ll definitely lose some benefits. The Guaranteed Income Supplement (GIS) is a federal retirement benefit for low-income seniors. It gets tacked on to the OAS monthly benefit and can provide retirees with up to $959.26 in additional income each month. Story continues below.
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Nov 1, 2024 · You can begin claiming your CPP benefits as early as age 60, whether you’re living in Canada or abroad. Payment: CPP payments can be deposited directly into your foreign bank account in the local currency, depending on the country you reside in. However, the value of the benefits may fluctuate due to exchange rates.
