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  2. What if you don’t tell your insurance company? Generally, people who want a make an insurance claim will bring their vehicle to a reporting centre, and report the accident to the insurance company. Those who do not want to make a claim often choose not to report the accident.

    • When to Report An Accident
    • How Long Do You Have to Report An Accident?
    • What to Do If Someone Hits Your Car
    • How to Make An Insurance Claim on A Car Accident
    • How Long Do You Have to Make An Insurance Claim?
    • Who Pays The Deductible After A Car Accident in Ontario?
    • How to Dispute A Car Accident Fault in Ontario
    • How Long Does Car Accident Stay on Record in Ontario?
    • Additional Tips and Common Questions
    • Conclusion

    In Ontario, you are required to report an auto accident to the police if it meets certain criteria. Specifically, you must report the collision if: 1. There are any injuries or fatalities. 2. There is damage to any vehicle or property exceeding $2,000. 3. The accident involves a criminal code offence such as impaired driving or leaving the scene of...

    When reporting an accident in Ontario, you generally have 24 hours to report a collision to the nearest collision reporting centre. However, if you are unable to report within this timeframe due to injury or other serious circumstances, ensure you do so as soon as possible once you are able. Delays beyond 24 hours can complicate the accident report...

    If you are involved in an auto accident where another vehicle hits your car, follow these steps: 1. Remain Calm:Assess the situation calmly and ensure everyone's safety. 2. Check for Injuries:Make sure no one is hurt. If there are injuries, call emergency services immediately. 3. Move to Safety:If it is safe and possible, move your vehicle out of t...

    Once you have reported the accident, you will need to make an insurance claim. Here is how to navigate the claims process: 1. Contact Your Insurance Provider:Notify your insurance company as soon as possible after the accident. Provide them with all the details you have gathered. 2. Submit the Police Accident Report Form:If the police were involved...

    While it is best to initiate the claims process as soon as possible, Ontario's statutory conditions typically give you up to seven days to notify your insurance provider about the accident. However, check your specific policy for any variations in this timeframe. Delaying beyond this period can risk denial of your claim.

    Your car insurance policy may have a deductible, which is the portion of the covered loss a driver is required to pay out of pocket. For instance, if you have an insurance policy with a $500 deductible and your car requires $2,000 worth of insurance repairs, you’ll pay the first $500, and your insurance company will pay the remaining $1,500. Genera...

    If you’re involved in a car accident, you may be found partially, or completely, at fault by your insurance company. This depends on the type of accident and the circumstances surrounding it. The determination of fault has implications on your insurance rates after an accident.

    A government driving record or abstract contains information about a driver and their driver’s licence. It contains information about the driver, demerit point totals, convictions and suspensions and more. Both three and five-year records are available. These records are one of the tools an insurance company looks at when setting your rates. Anothe...

    What If My Vehicle Needs to Be Towed? If your vehicle is not drivable, you may need to get it towed. Contact a towing company or use the one suggested by the police or your insurance provider. Ensure the tow truck takes your vehicle to a location approved by your insurance company or a collision reporting centre. What Happens If I Don’t Report the ...

    Reporting a car accident in Ontario involves several critical steps, from immediate actions at the scene to filing a claim with your insurance provider. Understanding when and how to report an accident, what to do if someone hits your car, and how to navigate the insurance claims process will help you manage the situation effectively. Always collec...

  3. Jul 1, 2022 · In Ontario, the Criminal Code and Highway Traffic Act (HTA) establish your obligations after a car accident. Failing to fulfill your obligations can result in charges under either law. Penalties for charges may include fines, jail, probation, and driving prohibitions.

  4. Dec 14, 2023 · By CIWS. 14.12.2023. If you find yourself in a car accident, it’s essential to know what happens in Ontario if you’re at fault. Being at fault means that you are responsible for causing the accident, whether it was due to negligence or a mistake on your part.

  5. Normally, each driver involved in a car accident will report the accident to their insurance provider by uploading pictures and a description of what happened and the damages. Some insurance companies will have an insurance adjuster investigate the accident to determine who might be at fault.

  6. Feb 19, 2024 · Our guide explains what you should do immediately after a car accident and how to make an insurance claim, whether you were at fault or not.

  7. Jul 19, 2022 · Wondering what to do after a car accident that's not your fault? Take these steps to help protect yourself and get the compensation you deserve.

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