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- If you cause a fender bender that damages someone else’s car, your car liability insurance can pay for their repairs. If someone in another car gets hurt, liability insurance also covers medical expenses (except in no-fault insurance states) and a legal defense in case you get sued.
www.forbes.com/advisor/car-insurance/parking-lot-fender-bender/What To Do If You Get Into A Parking Lot Fender Bender - Forbes
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Jul 21, 2023 · Be prepared if a fender bender happens to you. Being involved in a fender bender can be a stressful experience, but by following the necessary steps, you can navigate through the aftermath more smoothly. First and foremost, immediately assess the situation, ensuring safety and checking for injuries.
- Matthew Oliver
Despite every best effort at driving defensively and keeping a safe distance from other vehicles, there’s a good chance that you’ll be involved in a minor collision, AKA a fender bender, at some point in your life as a driver.
Mar 27, 2019 · Messerly identifies three default responses to involvement in any kind of car accident: angry (over damage to or the loss of property), scared (about what could have happened, and consideration of...
- Ally Spier
- Henry Blodget
While the damage might not be severe, there are still important steps you should take after getting into a fender bender.
- Stay Calm and Make Sure You’Re Not hurt.
- Get The Other Driver’S 411.
- Take Copious Photos and Notes.
- Call Your Car Insurance Company.
- Call The Police…
- …And The DMV, If necessary.
- Monitor Yourself Closely to Make Sure You’Re Truly Not injured.
Your heart may be racing and your palms starting to sweat, so take several slow, deep breaths and try to stay calm. You’ll need to think clearly and act methodically to effectively deal with the situation. Make sure you and your passengers are not injured, paying special attention to your head, neck, and legs for any signs of injury. If you or your...
Depending on where the fender bender occurred, determine whether it’s safer for you to stay where you are or move your car over to the side of the road. Although your first instinct might be to apologize to the other driver, don’t say sorry. If the other driver decides to commit insurance fraudor sue you in the future, your apology will be an admis...
Besides exchanging information, you should also take photos of the accident scene, the positions of the cars, any damage to your car and the other car, and license plate numbers. Your insurance company may later ask you questions about details you hadn’t even considered, so the more photos you take, the better. Also jot down the make and model of t...
Call your car insurance company (the number should be on your insurance card) to report the accident. If the other driver suggests you exchange money without telling your insurance companies, politely decline and instead follow protocol. Your insurance company will advise you on whether you should call the police, how to fill out a claims form, and...
If injuries occurred or the damage due to the collision is more than a certain monetary threshold, you should call the police after you call your insurance company. Whether you're contractually obligated to report the accident varies by state, so it’s best to play it safe by calling the police. Getting a police report of the accident can protect yo...
Similarly, you should call the DMV to ask if you need to report the accident to them. This varies by state as well, but generally if injuries occurred or the damage to either car is above a certain threshold, you’ll have to report the collision to the DMV. More monetary damage often occurs between two cars of mismatched size, such as a compact car ...
According to Consumer Reports, adrenaline can mask symptomsof a more serious injury, so keep a close eye on yourself in the days following the fender bender. Examine your body in a full-length mirror and watch out for any soft-tissue damage that can take a day or two to show up. If you have any pain or dizziness, see your doctor.
- Suzanne Raga
Sep 24, 2019 · Warning: Sometimes, fender benders can result in injuries that take a few days to appear. Monitor your bodily health in the days following your accident in case you develop any soft tissue damage later on. 3. Call the police to the scene in order to assess the situation. The police will need to file a report of the accident.
If you’re in a fender bender while driving in Ontario, you must take specific steps to ensure you protect yourself and your legal rights. We'll help you navigate the ins and out of what to do when you're in a car accident in Ontario.
