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- The Consumer Protection Act banned expiry dates on store-issued gift cards on 1 October 2007. This means that no matter how long it’s been you can still use whatever credit was loaded onto the card. In addition, stores are not permitted to charge dormancy fees, a way of eroding the gift card’s balance.
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Most gift cards don’t expire. Depending on the rules in your province or territory, the following gift cards may have an expiry date. Promotional or charitable gift cards. Businesses may give promotional or charitable gift cards as part of a promotion, loyalty program or to raise money for charity.
Jun 13, 2023 · If you see the words "no expiration date or fees," you're in the clear. For a used gift card with an unknown balance, there should also be a phone number or website on the back that'll also give you this information.
- Melanie Yates
- Senior Digital Editor
- myates@hearst.com
Mar 14, 2023 · Merchants are not permitted to place an expiry date on gift cards. In fact, under the law, even if the card has an expiry date, it can still be used as though it does not have one. Similarly, they cannot charge additional fees aside from the initial purchase price.
- You can check your gift card balance by visiting the merchant’s website, calling the phone number on the card, or checking the purchase receipt.
- Using your gift card to take out cash at a bank machine may be possible, if the card specifically permits it. However, most store-based gift cards...
- There are several gift card exchange websites that you can use to sell your gift cards , such as Raise.com or Cardcash.com.
Gift cards that can have an expiry date include: gift cards for one specific service (for example, a gift certificate for a massage at a spa may come with an expiry date and lose its value if not used)
Jul 21, 2022 · Under the Ontario Gift Card Act, gift cards and gift certificates can expire if they are for spas, massages, manicures, salons or for charitable purposes. Pre-paid credit cards, loyalty...
Feb 27, 2018 · Answer: In this situation, because the gift card was a prize (issued for a promotional purpose) the card is allowed to expire according to the Prepaid Purchase Card Regulation.
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Jan 23, 2014 · Practically, gift cards and gift card agreements may provide for an expiry date after which the gift card is not redeemable - however, inclusion of an expiry date under CPA law is prohibited.
